They would just say cardholder services.
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And it got to be where they would ask personal questions like 'Which credit card do you hold a balance on? So I just figured that I would file the complaint with the better business bureau and let it be what it is," Juedes said. Does it work?
Wisconsin Telemarketing Fraud Laws
Things it doesn't work on: political calls, survey calls, non-profits, businesses you work with, and charities. As simple as that sounds, that's the best way to make sure you're not talking to a scammer," Temmer said. And last week the FCC also announced increased authority being given to phone companies so they can crack down on faked phone numbers. Juedis says she stopped answering unknown numbers and soon the calls stopped altogether.
She says she hopes other older people in the area do the same because she feels that the "Do Not Call" list is a bit of a misnomer.
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Jefferson St. Green Bay, WI Phone: Before you pay, telemarketers must tell you the total cost of the goods, any restrictions on getting or using them, and if the sale is final or nonrefundable.
In a prize promotion, they must tell you the odds of winning, that no purchase or payment is necessary to win, and any restrictions or conditions of receiving the prize. Telemarketers may not withdraw money from your checking account without your express, verifiable authorization.
Telemarketers cannot lie to get you to pay. How to protect targets of telemarketing fraud You also can help people you care about develop responses that will end an unwanted sales call.
Possible responses to unwanted callers include: "I do not do business with people I do not know. Thank you and good-bye.
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Urge your parents or anyone else troubled by calls to resist high-pressure sales tactics. Legitimate businesses respect the fact that a person is not interested. Remind an older person to: Say so if they do not want the seller to call back. If they do call back, they are breaking the law. That is the signal to hang up.
Take their time and ask for written information about the product, service, investment opportunity, or charity that is the subject of the call. Talk to a friend, relative, or financial advisor before responding to a solicitation. Their financial investments may have consequences for the family or close friends.here
DATCP Home Sign up for the Wisconsin Do Not Call Registry
Hang up if they are asked to pay for a prize. Free is free. Keep information about their bank accounts and credit cards private unless they initiated the call and know with whom they are dealing. Hang up if a telemarketer calls before 8 a. Check out any company with the Bureau of Consumer Protection before buying any product or service or donating any money as a result of an unsolicited phone call. Finally, remind an older person not to send money - cash, check or money order - by courier, overnight delivery, or wire transfer to anyone who insists on immediate payment.
Tips to help curb calls Here are five ways to help make unscrupulous telemarketers go away: Never give personal information to someone on the phone unless you initiated the call and have confidence in the person or agency receiving the call. If the caller tells you he or she wants to give you something for free, then you should not have to pay to receive it.
So-called limited time offers should not require an immediate decision right then and there. In addition to rushing you, some telemarketers will try to convince you not to talk to anyone about the call. Legitimate companies would never ask you to keep the call a secret. It can be hard to understand all the details of a verbal offer. Request that the material be mailed to you and then you will decide. If it does not feel right or the telemarketer is pressuring you, hang up.
If you or those you care about continue to receive unwanted calls or text messages from telemarketers, we suggest you track them using the Telemarketer Harassment Record form.